Best Credit Cards in India 2026

Compare 50+ credit cards. Cashback, Travel, Fuel, Lifetime Free. Apply online & get instant approval with best offers.

Most Popular SBI Cashback Card

Cashback SBI Card

SBI Card

  • 5% Cashback on online spends, 1% offline
  • No merchant restrictions
  • 4 complimentary domestic lounge access
  • 1% fuel surcharge waiver
Joining Fee: ₹999 Earn: ₹1,500
Apply Now →
Lifetime Free Amazon Pay ICICI Card

Amazon Pay ICICI Card

ICICI Bank

  • 5% Cashback for Prime, 3% for non-Prime on Amazon
  • 2% on 100+ partner merchants
  • 1% on all other spends
  • No joining or annual fee
Joining Fee: ₹0 Earn: ₹1,500
Apply Now →
Best for Travel Axis Atlas Card

Axis Bank Atlas

Axis Bank

  • 5 EDGE Miles per ₹100 spent
  • 12 domestic + 6 international lounge access
  • Hotel & airline transfer partners
  • Milestone benefits up to ₹10,000
Joining Fee: ₹5,000 Earn: ₹3,500
Apply Now →
BPCL SBI Card

BPCL SBI Card Octane

SBI Card

  • 13x Reward Points on fuel at BPCL
  • 1% fuel surcharge waiver
  • 4 free domestic lounge access
  • Milestone rewards up to ₹2,000
Joining Fee: ₹1,499 Earn: ₹1,800
Apply Now →
No Income Proof Kotak 811 Card

Kotak 811 Credit Card

Kotak Mahindra Bank

  • Secured against FD - No income proof needed
  • Build CIBIL score from scratch
  • 2x rewards on online spends
  • 1% fuel surcharge waiver
Joining Fee: ₹0 Earn: ₹1,200
Apply Now →
Premium HDFC Infinia

HDFC Infinia Metal

HDFC Bank

  • 5 Reward Points per ₹150 spent
  • Unlimited domestic + international lounge
  • Complimentary golf games
  • By invitation only
Joining Fee: ₹12,500 Earn: ₹5,000+
Check Eligibility →

Top 5 Cards Comparison 2026

Card Name Best For Joining Fee Key Benefit Apply
SBI Cashback Online Shopping ₹999 5% Cashback online Apply
Amazon Pay ICICI Amazon Users ₹0 - Lifetime Free 5% Prime members Apply
Axis Atlas Travel ₹5,000 5 Miles/₹100 + Lounge Apply
BPCL SBI Octane Fuel ₹1,499 13x points on fuel Apply
Kotak 811 Beginners ₹0 - FD Based No income proof Apply

Credit Card Eligibility Criteria

Age

21 - 60 years for primary card

Income

₹25,000/month salaried or ITR for self-employed

CIBIL Score

750+ for best cards, 650+ for basic cards

Documents

PAN, Aadhaar, Salary Slip, Bank Statement